David A. Buzard

Meet David

David has been a friend of HWMG since its founding in 2004. David is not an employee of HWMG but is available to provide limited pro bono advice to clients. He is available for more in-depth legal services if he and the client choose to enter a private arrangement. Now retired from the US Navy JAG Corps reserve, he recently returned from an extended State Department assignment overseas, complementing a career built on shepherding people and small businesses through legal quandaries in and out of the courtroom, litigating and trying cases in state and federal courts and agencies, and advising individuals and commanders.  He is certified by the Virginia Supreme Court to represent parties in adult guardianship matters, and is an accredited Veterans Administration claims attorney.  Honors from private practice include induction into the Multi-Million Dollar Advocates Forum, and the Judge Walter E. Hoffman Award from the Norfolk and Portsmouth Bar Association.

Through nearly thirty years in the legal profession and before, David’s precept has been to strive for justice and peace among all people, and to respect the dignity of every human being.  David earned his Juris Doctor in 1990 from Tulane University and his Bachelor of Arts in 1984 from Northwestern University, majoring in Linguistics, having transferred in 1982 from Carleton College.  A lifetime learner, David most recently studied at Oxford University as part of the Master of Laws program he currently is pursuing at Regent University, and also has earned an Executive Certificate in leadership from Harvard University.  Fluent in French, David enjoys travelling the world-over, and has two adult children: a daughter who is a social media marketing executive in Sydney, Australia; and a son who is a welder/metal fabricator in Norfolk, and U.S. Army combat veteran.

 

Gary S. Shaffer

Meet Gary

Financial Advisor - Financial Advice - Wealth Management Firm - Financial ManagementGary graduated from Penn State University, where he played football for Coach Joe Paterno. Navy OCS and Supply Corps School preceded active duty at Naval Air Station Keflavik, Iceland, and the U.S. Naval Academy. At USNA he earned commendations for superior menus and exceptional financial management of the Food Services, providing three meals daily plus auxiliary services for more than 4,200 Midshipmen. After the Navy, he owned a deli/cheese shop on the City Dock in Annapolis, a casual seafood restaurant featured in Southern Living Magazine, and a formal “white table cloth” restaurant named “One of the 100 Best New Restaurants in America” by Esquire Magazine.

As General Manager of The New Seabury Resort and Country Club on Cape Cod, in one year he turned a half million-dollar loss into a quarter million-dollar profit. In contract operations, he was a District Manager for all National Park Service concessions, restaurants, and recreation areas on the Mall, Washington Monument, Lincoln Memorial, Jefferson Memorial, and Tidal Basin in Washington.

He was Morale, Welfare, and Recreation (MWR) Director on Naval Base, Norfolk, and turned officer and enlisted clubs into profit centers when Appropriated Fund support was eliminated. Following this, Gary partnered with a franchise owner in Northern New Jersey to build and open nine bagel restaurants in three years. He concluded his career in Food Service and Hospitality as the National Sales Director for Host Marriott Services where he built a branded Marketing Program, installed it in 92 airports and 16 toll-road travel plazas to capture group tour/travel business, and increased overall sales by 8%-12% in evaluated units.

On board and instrumental in the founding of HWMGroup in 2004, Gary was a part of the successful transitioning from a broker shop to Registered Investment Advisor firm. With 15 years of dedicated service to the firm, Gary is a seasoned business and financial manager committed to helping with HWMG’s future growth and success.

In serving the community, Gary finds time to run “The Victors,” a 501(c)(3) charitable organization, partnering with the City of Norfolk to provide a summer baseball program to mentor, coach, and love deserving children who can benefit from the experience.

Gary lives in Virginia Beach, has three grown children in the area, and enjoys time with his six grandchildren.

Margie Tekamp

Meet Margie

Financial Advisor - Financial Advise - Wealth Management Firm - Financial Management

Margie TeKamp is our Client Services Associate and a highly valued member of our team. She has 30 plus years in the brokerage and advisory industry, both as a Registered Sales Assistant and a licensed Financial Advisor.   As the welcoming face and cordial voice of our office, she brings her experience and industry expertise to all aspects of what we do to provide the best possible service to our clients.  With the boundless energy that comes from her daily 5 mile power walks, her commitment to excellence is evident in all she does.

Margie and her husband Mark reside in Norfolk and have two grown sons. She volunteers twice a week at the Cancer Care Foundation and is a long time member of St. Paul’s Episcopal Church.

Steve Coplon

Meet Steve

Steve, a lifetime entrepreneur, comes to Heritage Wealth Management Group after reaching the pinnacle of a successful career in business, poised to direct the financial affairs of HWMG as it embarks on its growth and expansion plan.

His financial literacy curriculum is now being made available by Global Tel Link, the national leader in correctional facilities education, to returning citizens across the country.  He is the Founder/Executive Director of Right Thinking Foundation, a 501(C)(3) nonprofit organization which fights recidivism by teaching individuals how to reach goals in life by understanding how money works in their lives.

Bringing together two of his great passions, people and business, Steve started Coplon Development Company to build communities where people could enjoy life and their neighbors.

Steve is no stranger to building communities and businesses. As Chief Financial Officer, Treasurer, and Director of Development, he helped make Cruise International into a $100 million company. As President of the Spirit of Norfolk Dinner Boat organization, he delivered a product that people enjoyed. He understands what people want and delivers it.

With his partners, Steve spearheaded the revitalization of Taylors Landing Marine Center, one of the anchor companies involved in the rebirth of Norfolk’s Ocean View area. As a member of the Mayor’s Taskforce for Ocean View, he created a quality product that was enthusiastically received.

As an accountant, Steve has had his own practice and worked as a financial counselor with the Small Business Development Center of Hampton Roads for over fifteen years, helping people achieve financial security for their businesses and their families. In 2008, Steve was honored by the Hampton Roads Chamber of Commerce with the TowneBank Award for Small Business Achievement, “for exceptional dedication to advancing the region’s economy through entrepreneurship and achievement.”

Steve hosts a weekly radio show Right Thinking with Steve Coplon that is listened to across the country.  Throughout his career he has provided personal budgeting counseling to thousands of people.  He is a published magazine and book author.

Steve, a Karate Master, has worked as a volunteer for nearly fifty years at the YMCA of South Hampton Roads.  He is twice the recipient of the coveted YMCA Service to Youth Award.

He lives in Norfolk with his wife, Donna.  They enjoy their five children and eight beautiful grandchildren.

Christopher I. Dorsey

Meet Chris

Christopher’s journey started with giving guidance to individuals upon graduation from Virginia Tech, working as a campus/community minister. During those 8 years, he helped establish a non-profit organization serving as Director of Development for the New Life Campus Fellowship to enrich the lives of VT students that exists to this day. Knowing he had a passion in counseling, he discovered an equal passion in finance and holistic planning. The events of the April 2007 Virginia Tech shootings and the Great Recession of 2008-09 were pivotal events that tested him and were foundational in establishing the service mentality that has fueled Chris ever since.

He began his Financial Services career in 2008, building his business in Midlothian, VA the old-fashioned way – using shoe leather and knocking on doors. During his tenure with Edward Jones, he learned valuable lessons on mental toughness and perseverance; providing financial advice during one of the toughest recessions in the U.S. in recent memory. Concurrently, Chris and his wife built a successful Yoga business where they tripled their clientele and sold the business for a handsome profit.

Chris left Edward Jones and moved back to his roots in Hampton Roads where he joined Charles Schwab, serving as Vice President-Financial Consultant to high net worth clients. He worked with trusts, individuals, families, and business owners in a wealth planning capacity, solving complex client issues, building strong relationships and earning the Client Service Excellence award for consecutive years in the process.

Chris was most recently with the Private Client Group of Wells Fargo, however, fortunately for Heritage Wealth Management Group he became available to join us, and did so in September of 2020. His attraction to Heritage was due to the similar mindset we share of our industry and our purpose, namely to serve our clients by providing financial advice and investment management where the needs and the goals of the client are the overriding focus. Providing a multi-faceted approach to personal finance, the most important driver for Christopher is “getting it right, not trying to be right.” He derives the greatest satisfaction when serving his clients, confident in the knowledge that together, they will find the best path to the client’s financial success and the achievement of their life goals.

Christopher carries the Accredited Investment Fiduciary designation AIF® and is an avid learner, now 12 years into his chosen profession. He resides in Chesapeake, VA and is married to his lovely wife Laurie of 21 years and is the father of three: Allison, Olivia, and Gage. A man of many tastes, he enjoys all kinds of music, microbrews, cooking, and home improvement around the house. They travel to the Caribbean occasionally where Laurie teaches Yoga at resorts, and Chris helps carry the yoga mats and sips martinis. He is active in service to his community and church and enjoys playing in the men’s OTSL soccer league (when he’s in shape!) Aside from being a VT Hokie supporter, his biggest sports love is for Premier League soccer of which he is an avid Arsenal F.C. fan.

Michael B. Broadhurst

Meet Michael

A native of Portsmouth, VA, Michael attended Old Dominion College, studying music education before enlisting in the US Army. He auditioned for and was accepted into the Continental Army Band, where he quickly advanced to the rank of sergeant and was the resident sound and recording engineer in addition to being a performer with the band.

After fulfilling his enlistment, Michael joined General Electric Corporation in Suffolk, VA as a circuit analyst and returned to Old Dominion University to study economics and electrical engineering. Because of the 1974-5 recession, Michael left the GE plant to become a full-time professional musician playing in numerous bands up and down the East Coast. As much fun as that was, the duties of fatherhood called, and Michael left life on the road and secured a position at a local music store chain as the electric organ repair person. That soon evolved into a sales position and then into store management. Realizing that his surname was not compatible with further advancement at the stores, Michael sought career advice and a respected friend suggested the securities industry – a very good suggestion.

In 1986, after interviews with multiple securities firms (and offers from all), Michael accepted a position at IDS (Investors Diversified Services). After 17 years at what became American Express Financial Advisors (now Ameriprise), Michael sought more autonomy and freedom to do what his clients needed instead of what the corporation needed and joined a fellow Rotarian at his RIA (Registered Investment Advisor) firm, Financial Counselors of Virginia. Quickly advancing to President and Managing Principal, Michael took the sleepy little firm into the modern technological world of computer-based financial services. He also earned his designation as a Certified Financial Planner®.

Seeing the need for increased breadth and depth to his ability to serve clients, Michael sought to increase his corporate size by joining another RIA firm. He interviewed numerous firms over a 4-year period, deciding that Heritage Wealth Management Group was the right fit and in 2020 Michael became an Advisor with HWMG. He firmly believes in the role of a fiduciary, seeking to always put the clients’ needs first – before his own or the needs of the company. That culture is the bedrock of Michael’s practice and of HWMG.

In addition to his Advisory practice, Michael has enjoyed a lifelong love of music. He currently sings with the Virginia Symphony Orchestra Chorus and has performed in numerous seasons with the Virginia Opera Chorus.  He sings and plays flute, clarinet and saxophone in his church where his wife, Edna is the Director of Music Ministries. Michael also owns a mobile recording service that records audio and video primarily of concert performances from various choruses, bands, chamber groups and soloists. He is a Past President of the Portsmouth Rotary Club and a Paul Harris Fellow.

Michael and Edna have one daughter, Jennifer, a teacher in the Suffolk city schools, two grandchildren, Gabrielle and Tanner and two great-grandchildren, Malakai and Lyra Jane, all of whom live close by in Portsmouth.

Michael H. Byard

Meet Michael

Mike joined Heritage Wealth Management Group in January of 2020. After spending four years in the United States Air Force, he returned to school and graduated from the University of Southern California with a degree in Finance. He then moved to San Francisco where he earned his MBA. He also met and married Marie in San Francisco, where they were then blessed with their daughter Vanessa.

After working for Raychem and Ampex, Mike moved his young family back to Los Angeles and joined Coldwell Banker Commercial Real Estate, specializing in selling, buying and leasing commercial property. After two successful years in LA, he was promoted to Assistant Vice President and Sales Manager and sent to Houston, Texas. Eighteen months later he was promoted again and went to Washington DC as Vice President and Resident Manager.

With three successful years closing some large projects, Mike made the move to the securities business and joined Smith Barney as a Financial Consultant. He has experience with several other firms, including Morgan Stanley, Ameriprise and Citigroup, over the past 30 years but to our good fortune, he has decided to finish his career as a Financial Advisor with HWMG, and provide the benefits of the fiduciary rule to his clients and their families.

Mike and his wife, Marie live in Vienna, Virginia and he is a 30 year member and two time Distinguished Past President of the Greater Vienna Optimist Club. In his “spare” time, when he is not serving his clients, he enjoys golf, cardio workouts and watching USC ballgames.

Rhett Garner

Meet Rhett

Rhett started his Financial Services career as an Advisor with Prudential Financial in 2006 and has held multiple senior-level roles within the industry since that time. In 2009, he was promoted to management to build a team of Financial Advisors, focused on serving clients with the highest standard of professionalism. Under Rhett’s leadership, his team consistently placed among the top ranks in per capita performance. He placed a heavy emphasis on running client meetings with his associates, averaging over 500 client appointments per year. Three of his advisors achieved M.D.R.T. or ‘Million Dollar Round Table’ recognition, and many others continue to experience long-term success in their practice.

In 2015, Rhett was hired on as Senior Financial Advisor for ‘The National Advice Center’, a start-up division within Capital One Investing. During his time there, he was awarded for his efforts involving various projects and initiatives; including his contribution toward the development of a proprietary managed investment platform, his material participation in a pilot program to establish client-facing video conference capabilities, and his role in developing and hosting interactive retirement planning workshops. While involved in these, and a number of other comparable initiatives, Rhett continued to place a top priority on listening to his advisory clients and fully advocating for them.

Fortunately for HWMG, one of those clients referred Rhett to Heritage Wealth Management Group, and he joined the firm in August of 2019. He cited the character, values, and principles of the team as the determining factors in his decision.

Rhett earned a Bachelor of Arts from the University of South Florida in 2004. He also holds designations as Chartered Life Underwriter (CLU®), Chartered Financial Consultant (ChFC®), and Certified Financial Planner (CFP®). Always striving to add value to clients and other advisors throughout his career, he has developed key areas of expertise in management, financial planning, investment and risk management, coaching and training, technology, and operations.

Outside of his favorite time being spent with his wife and three young children, Rhett enjoys reading and lifting weights. He currently lives in Newark, DE and he maintains an avid enthusiasm of history, economics, and the financial markets.

Robert H. Sullivan

Meet Robert

“Being average is for losers.”

Financial Advisor - Financial Advise - Wealth Management Firm - Financial ManagementBob joined Heritage Wealth Management Group in 2015 following a 30 year career in the investment industry. He began his journey with Ferris & Company in Washington, DC in 1986 where he became the first broker promoted to Vice President in the firm’s history.  Bob went on to spend the next 14 years at Merrill Lynch where he was a member of the Chairman’s Club and the President’s Club.  Following Merrill Lynch, Bob spent the next 12 years at two other firms before making the transition to the Advisory arena with HWMG.  Prior to his investment career, Bob was a recruiter for professional search firms.

He earned his MA from Georgetown University and his undergraduate degree from Randolph Macon College in Ashland, Virginia.  Bob is very proud of his Army Reserve career as an Officer in the Special Forces and his recall to active duty for service in Panama and Desert Storm.

He and his wife, Gail, recently relocated from Fairfax, Virginia where they raised their two now grown children, to Amelia Island, Florida.  Bob is a former president of the Optimist Club of Fairfax, Virginia and has been active in the Kiwanis Club. In his leisure time, he is an avid golfer, NYT Best Seller reader, and Oscar nominee movie goer.

Mark H. Tekamp

Meet Mark

Financial Advisor - Financial Advise - Wealth Management Firm - Financial ManagementMark has had an extensive and rewarding career in the financial services industry. He started out at Merrill Lynch in 1982 as a financial advisor and then in 1987 moved to Prudential-Bache Securities. After three years he went to Paine Webber, where he honed his abilities in the industry for nearly six years, being recognized for his outstanding client relationships. He then migrated to Smith Barney as a Second Vice President and Financial Consultant where he continued to experience “hands on” how the financial services industry functions.

Possessing a high degree of empathy both for those he works for and with, Mark came to realize that the most important value that his clients assign to their wealth is not what it is, but what it does — providing for the needs of those whom they love and will leave behind…spouses, children, grandchildren, and institutions that they believe have the capacity to improve life in the world. Not underestimating the great importance of growing clients’ assets while protecting their value, Mark came to realize that an equally significant part of the client relationship was for him to enter more deeply into their lives and, as much as possible, fully comprehend and embrace their aspirations.

The more intimately Mark sought to work with his clients, the more apparent it became to him that his employer’s priorities were not always compatible with his understanding of how to provide caring and responsible service for those who entrusted him. In 2004 he, and several of his colleagues, founded Heritage Wealth Management Group. It soon became evident that the placing of the client’s interests ahead of the self-interests of himself and the firm was the best foundational principal on which to anchor the business. Over the succeeding fifteen years, the satisfaction level and loyalty of Mark’s clients has been revealed through his being provided the opportunity to work with many clients’ children and grandchildren.

Realizing that there were other advisors who sought to emulate his approach towards client relationship management, Mark came to believe the need existed to create a financial advisory practice in which the firm would create a relationship with its advisors worthy of serving as a model for how the firm’s advisors would serve their clients. Increasingly, Mark was captured by the vision of an advisory firm with the client at the top of the hierarchy and with the totality of the firm’s resources focused on supporting the advisors’ primary professional purpose for being: serving the client and helping them successfully achieve their life’s objectives and purpose.

In the past several years Mark has shared his thoughts with others who passionately embrace this vision. Today, after 37 years working in and studying the industry, Mark is now walking alongside a team of entrepreneurial professionals, all with the same high level of dedication toward growing Heritage Wealth Management Group into a company that offers an opportunity to not only help clients reach their life goals, but to also offer a path where advisors can pursue their profession in a fashion offering themselves and their families true meaning and purpose.

Mark resides in the Ghent area of Norfolk and is married to Margie. He is the father of one daughter and three sons, including twin boys who are recent college graduates. A graduate of Virginia Tech, he claims to bleed Hokie maroon and orange. A serious walker of thousands of miles over more than ten years, while indulging his love of listening to works of history he also claims to be one of the few actually able to describe the sources and consequences of the Global Financial Crisis of 2007-2008 in such a manner that his listener can actually understand what is being described.