Are you or someone you know self-employed? If so, at some point you’ve had to think about setting up a retirement plan for your business. Someone may have approached you with the idea of a SEP IRA or a similar arrangement, but did you know that you also have the option to set up your...
“There are three kinds of lies: lies, damned lies, and statistics.” Mark Twain “Chapters from My Autobiography” (1907) The US stock market as measured by the S&P 500 is up year to date since the first of the year by 21.2%. Good news. The stock market is up year over year by...
Dollar Cost Averaging – is an investment strategy in which an investor makes purchases of an investment or group of investments with a fixed dollar amount at regular pre-determined intervals. This may sound familiar. A lot of us have used this strategy without being aware of it. Many...
Are you a professional? What does it mean to be a professional? The textbook definition is: a person who does a job that needs special training and a high level of education. But it’s more than that, isn’t it? Being a professional encompasses many things – from skillset to...
9 Keys to Effective Decision Making Everyone deals with uncertainty in their lives, making decisions is one of the most difficult parts of being human. There are so many factors to consider when weighing your options – no matter the size of your decision. Here are some tips that...
Summer Daze “Roll out those lazy, hazy crazy days of summer You’ll wish that summer could always be here” Nat King Cole – Those Lazy, Hazy Crazy Days of Summer A recent newspaper headline was “June’s stock market returns best since 1955”. Those inclined to look back a bit further in...
With the benefit of hindsight (the mirror portion of our title) the near 20% stock market decline from October 3rd through December 24th of last year is something that might have been anticipated. The combination of a 25% increase in oil prices and the yield on the ten year US...